A portfolio is a grouping of financial assets such as stocks, bonds, commodities, currencies, and cash equivalents. It is also a fund counterpart, including mutual funds, exchange-traded funds, and closed funds.

A portfolio can also consist of non-publicly tradable securities like real estate, art, and private investments. This also used in Money market accounts. They also use this concept so that they function properly. These portfolios are held directly by the investors, and is managed by the financial professionals and also by money managers.

Investors should make an investment portfolio according to their risk tolerance and investment objectives for better results. They can also have multiple portfolios for various purposes.